Clearpay in-store with Clearpay Card.
Pay in 4 got even better. Now you can Clearpay it at participating shops! Just set up the Clearpay Card in the Clearpay app. Get what you want and take it home today. Pay over 6 weeks, always interest-free.
Pay in 4 got even better. Now you can Clearpay
it at participating shops! Just set up the
Clearpay Card in the Clearpay app. Get what you love and take it home today.
Pay over 6 weeks, always interest-free. *
Set up the
Download the Clearpay app, visit the In-Store tab to set up the Clearpay Card, and follow the prompts to add it to your digital wallet.
Download the Clearpay app, visit the Card tab to set up the Clearpay Card, and follow the prompts to add it to your digital wallet.
Find a nearby shop
Visit the In-Store tab to find shops near you that accept Clearpay in-store.
Open the app to
authorise the card
Open the app to authorise the card
When you’re ready to pay, open the In-Store tab in the Clearpay app, select Authorise and pay in-store, and tap to pay with Apple Pay or Google Pay
When you’re ready to pay, open the Card tab in the Clearpay app, select Authorise and pay in-store, and tap to pay with Apple Pay or Google Pay
Take it home today
Enjoy it right away, pay in 4 installments. Always interest free.
How Clearpay Works
Get the app to sign up.
No long applications. Have your email, phone number, address, DOB and debit/credit card handy.
Pay over six weeks.
Choose Clearpay at checkout and pay in 4 interest-free instalments - make your first payment today and the rest over 6 weeks.
Late fees apply if you miss a payment.
*Late fees apply
Get your faves in store.
See the things you've been eyeing up close and Clearpay it today.
Top Brands In-Store
FOR RETAILERS: Learn how you can offer Clearpay in your store.
Learn how you can offer Clearpay in your store.
Frequently Asked Questions
Clearpay is now available in-stores, giving you the ability to split each purchase total into 4 instalments, every
2 weeks—just like online.
It’s easy to use. Simply download the Clearpay mobile app, set up the Clearpay Card, and use your Clearpay Card with Apple Pay or Google Pay to make a contactless payment at check out! We will then pay the retailer on your behalf and you will repay us the amount in 4 instalments.
Yes, make sure you have the latest version of the Clearpay app. You can download it here.
You can see how much you can spend in the Clearpay app. Just open the app and view your estimated pre-approved
spend on the In-Store tab.
Available to spend
This is the estimated amount you can spend with your account. This amount is not guaranteed and may be different if
you shop with certain retailers who set their own limits on how much you can purchase using Clearpay.
How is this amount determined?
We take a few factors into consideration when determining your available to spend amount:
- Your payment history of making payments on time
- How long you've been using Clearpay
To read more detail about how this works, refer to our help article.
You can see where you can shop in the Clearpay app. Browse the In-Store tab to find shops near you that accept
Clearpay purchases follow the retailer's standard return policy. Check with the retailer to make sure your
purchaseis eligible for return.
If your item is eligible for a refund follow these steps:
Launch the Clearpay app and tap the In-Store tab.
Select “How it Works” in the top right-hand corner, followed by “How do I return an order?”.
Tap the “Make a Clearpay Card return” button, followed by “Refund to Clearpay Card”.
The Clearpay Card will open in your digital wallet. Tap the phone near the card reader to initiate the return.The refund will go back to the Clearpay Card.
Clearpay will then refund you and it could take up to 10 days for the refund to be reflected in your Clearpay account. Please be sure to keep your receipt as confirmation of your return.
While Clearpay doesn’t specify a minimum purchase amount, stores may. Please ask a store associate if you are unsure. You’ll see the maximum estimated amount displayed clearly in the Clearpay app prior to your purchase as the amount you have been pre-approved to spend although this amount is an estimate only and is not guaranteed. Please note, this amount is not a guarantee of approval at the time of purchase.
Your purchase history, both in-store and online, is available in your Orders tab in the Clearpay app and in your account online. Tap an order to see all details regarding payment dates, repayments made, and more.
Yes, provided the merchant accepts both Clearpay and Apple Pay! When you are ready to make your purchase:
- Launch the Clearpay app and tap the ‘Card’ tab to see the estimated amount you have available to spend
- Tap the ‘Authorize and pay in-store’ button to initiate the payment process and then tap ‘Pay in-store with Apple Pay’’ to authorize and launch the Clearpay Card in your digital wallet.
- In the merchant's app or website, select Apple Pay at checkout.
- Select the Clearpay Card, review your purchase details, and then confirm with Face ID, Touch ID or your device passcode.
Want to learn more about offering Clearpay in your store? Get in touch here.
Clearpay lends you a fixed amount of credit so you can pay for your purchase over 4 instalments, due every 2 weeks. Ensure you can make repayments on time. You must be 18+ and a permanent UK resident (excl Channel Islands). Clearpay charges a £6 late fee for each late instalment and a further £6 if it’s still unpaid 7 days later. Late fees are capped at £6 for orders under £24 and the lower of £24 or 25% of the order value for orders over £24. Missed payments may affect your ability to use Clearpay in the future and your details may be passed onto a debt collection agency working on Clearpay's behalf. Clearpay is credit that is not regulated by the Financial Conduct Authority. T&Cs and other eligibility criteria apply at https://www.clearpay.co.uk/en-GB/terms-of-service.
Set up the Afterpay Card
Get the Afterpay app, visit the Card tab to set up the Afterpay Card, and follow the prompts to add it to your Apple Wallet or Google Wallet.
Discover stores where you can Afterpay it
Browse the map on the In-Store tab to find stores near you that accept Afterpay.
Open the app to authorize the Card
When you're ready to pay, open the Card tab in the Afterpay app, select Pay with Afterpay Card, and tap to pay with Apple Pay or Google Pay.
Take it home today
Enjoy the good stuff asap and pay it off in 4 easy installments over 6 weeks. Never pay interest.