CLEARPAY SWEEPS COMPETITION TERMS AND CONDITIONS

By participating in the Clearpay’s Sweeps prize competition ("Competition"), entrants agree to be bound by these terms and conditions ("Terms and Conditions"). Promotional materials relating to the Competition, including all information on how to participate in the Competition, also form part of these Terms and Conditions. In the event of any conflict between any terms referred to in such promotional materials and these Terms and Conditions, these Terms and Conditions shall take precedence.

  1. How to Enter

a. Entrants must visit the Competition landing page in the Clearpay App and fully complete the Competition entry form during the Competition Period.

b. For a bonus entry, entrants must create a product wish list in the Clearpay App during the Competition Period. 

c. New customers who do not have a Clearpay account will need to: (i) download the Clearpay App; and (ii) successfully sign-up and be accepted for a Clearpay account first. 

d. By completing the Competition entry form in accordance with the above entry criteria, entrants agree to be automatically entered into the Competition and abide by these Terms and Conditions.  

e. Only entries submitted in accordance with the above criteria will be accepted. 

2. Prizes

a. There are 5 x £1000 cash prizes available to be won. 

b. Maximum of one prize per person, irrespective of the number of entries submitted.

c. Prizes are as stated, non-transferable and there are no alternative prizes available.

d. Winners are personally responsible for any personal or incidental expenses and any VAT, national and/or local tax liabilities incurred in claiming or using their prize. The prizes to be won as part of this Competition may be considered a taxable benefit to the winners. If so, recipients of prizes will be directly responsible for accounting for and paying to their local tax offices any tax liability and National Insurance contributions arising in respect of their prizes. The Promoter will not account any National Insurance or other tax liability arising from this Competition.

2. Competition Period

The Competition will open at 9:00 (UK time) on 17th April 2023 and all entries must be received by [23:59] (UK time) on 24th April 2023 ("Competition Period").

3. Draw Details

a. Five winners will be randomly selected on a randomisation generator by the Promoter from all complete, eligible and properly submitted entries received before the end of the Competition Period.

c. Winners will be notified by the Promoter via email on or before 5th May and asked to provide their bank account details via email. The Bank account must be a UK bank account. 

d. Prizes will be transferred to winners via bank transfer within 30 days of the winner providing their bank account details. Winners may be required to submit valid identification before receiving their prize.

d. If a winner does not respond via the above route after 2 weeks of the Promoter's initial contact being made, by providing their bank account details for the prize to be paid, then the Promoter reserves the right to draw an alternative winner at random from all eligible entries.

e. Winners are responsible for ensuring that their bank account details supplied to the Promoter are complete and correct. 

5. Promoter

The operator and organiser of this Competition is: Clearpay Finance Limited of 101 New Cavendish Street, London, W1W 6XH (the "Promoter").

6. Eligibility

a. Residents of the United Kingdom [excluding the Channel Islands] aged 18+ only who are either existing Clearpay account holders or who obtain a Clearpay account during the Competition Period.

b. Internet access, smartphone and Clearpay App required.

c. Maximum of one entry per person (plus one additional bonus entry if a product wish list is created on the Clearpay App during the Competition period.)  

d. The Competition is free to enter and no purchase is necessary.

e. Employees of Promoters are excluded from participation in this Competition.

7. General

a. The Promoter reserves the right to withdraw or suspend the Competition at any time in the event of circumstances that are unforeseen or beyond its reasonable control (including suspected or actual fraudulent or misleading practices or other breaches of these Terms and Conditions) that could corrupt or affect the administration, security, impartiality or normal course of the Competition. 

b. The Promoter's decisions relating to the Competition are final and the Promoter will not enter into any correspondence with entrants. 

c. Use of script, macro or any automated system to enter the Promotion is prohibited and entries made (or which appear to have been made) using any such system may be treated as void. Any illegible, incomplete or fraudulent entries will be rejected.

d. The Promoter reserves the right to require entrants to prove they are eligible to enter the Competition. If a winner is found to be ineligible, the promoter reserves the right to award their prize to another entrant and to require the return of any prize already awarded.

e. Any entrant who enters or attempts to enter the Competition in a manner, which in the Promoter's reasonable determination is contrary to these Terms and Conditions or by its nature is unjust to other entrants may be rejected from the Competition at the Promoter's sole discretion.

e. Any questions, comments or complaints regarding the Competition should be directed to the Promoter at [email protected] 

e. By entering the Competition, winners agree to accept liability for any tax or duty due or payable as a result of entering the Competition and claiming a prize. 

f. Any personal information which entrants share with the Promoter (including name, email and bank account details) will be kept secure and only used in line with the Promoter's Privacy Policy (available at: Clearpay Privacy’s Policy) and these Terms and Conditions. By entering the Competition, entrants acknowledge that their information may be used by the Promotor and its suppliers to administer the promotion.

g. The Promoter must either publish or make available information that indicates that a valid aware for the Competition took place. By entering the Promotion, entrants agree to have their first name and county featured in publicity materials relating to the Competition without further reference, payment or other compensation. This includes making their name and country available on the Clearpay website. Such details will also be made available to entrants and the public on request by sending an email /[letter and stamped addressed envelope to the Promoter at [email protected] no later than 1st June 2023. If an entrant objects to any or all of his or her name and county being published or made available in this way, please contact the Promoter at [email protected] upon entry to the Promotion. In such circumstances, the Promoter must still provide the information and winning entry to the Advertising Standards Authority on request.

h. The Promoter (including its respective affiliates, directors, officers, employees, and agents) shall not be liable to entrants for technical hardware or software failures, lost, faulty or unavailable network connections or difficulties of any kind that may limit or prohibit their ability to participate in the Competition or for any loss, damage or disappointment of any kind suffered or incurred as a result of or in connection with participation in the Competition (including a winner's failure to supply their correct bank account details), excluding fraud or any death or personal injury caused by the negligence of the Promoter.

i. These Terms and Conditions are governed by English law and the English Courts shall have exclusive jurisdiction to hear any dispute or claim arising in association with this Competition or these Terms and Conditions. However, consumers who live in another part of the UK can bring legal proceedings in either the English courts or their local courts.

j. The Competition is subject to Clearpay's usual Terms of Service which apply to all purchases made using Clearpay: https://www.clearpay.co.uk/en-GB/terms-of-service. Please use Clearpay responsibly. Clearpay is credit and late fees apply.