ONLY IN THE APP
Unlock the world’s
top brands.
Nike
adidas
Selfridges
Coach
Pay it in 4 at more of your favourite brands.
Just download the Clearpay app to start shopping.
Pay it in 4 at more of your favourite brands. Just download the Clearpay app to start shopping.
Head’s up, Clearpay may earn a commission if you purchase with us.
Clearpay is unregulated credit. Please use responsibly. T&C and late fees up to £24 per purchase apply.
Head’s up, Clearpay may earn a commission if you purchase with us. Clearpay is unregulated credit. Please use responsibly. T&C and late fees up to £24 per purchase apply.
How it works.
You can only Clearpay these brands in the app.
We’ll issue a one-time card so you can complete your order.
1
Shop your favourite brands
Explore app-only brands in the Shop in Clearpay app section in the Shop tab.
2
Check out with Clearpay
Select Credit or Debit card, then tap the Buy Now. Pay Later button. Confirm your order amount and payment schedule.
3
Complete your purchase
Clearpay lends you a fixed amount of credit so you can pay for your purchase over 4 instalments, due every 2 weeks. Ensure you can make repayments on time. You must be 18+ and a permanent UK resident (excl Channel Islands). Clearpay charges a £6 late fee for each late instalment and a further £6 if it’s still unpaid 7 days later. Late fees are capped at £6 for orders under £24 and the lower of £24 or 25% of the order value for orders over £24. Missed payments may affect your ability to use Clearpay in the future and your details may be passed onto a debt collection agency working on Clearpay's behalf. Clearpay is credit that is not regulated by the Financial Conduct Authority. T&Cs and other eligibility criteria apply at clearpay.co.uk/terms
Frequently Asked Questions
Open your Clearpay app (or download the app and sign up if you haven’t already). Find a merchant in the Shop in Clear app section or any merchant marked “In-App Only.” Shop as you would any other merchant in the app, add items to your cart, and when you’re ready to check out, tap the “Buy Now. Pay Later” button at the bottom of the screen and follow the instructions.
You can see your Pay in 4 available spend in the My Clearpay tab in the Clearpay app.
Open the Clearpay app and click on the Shop tab. Find the section labeled “Shop in Clearpay app” and click on the black arrow on the right to see the full list of merchants that are available only in the Clearpay app.
If your item is eligible for a refund to your original form of payment, follow these steps:
- Complete the merchant’s returns process before starting the Clearpay returns process.
- In the My Clearpay tab, select the order you wish to return
- Tap the “...” menu button, then select Returning an order
- Select Returning by mail
- Follow the remaining steps.
- If you have a question or a concern regarding your refund, please contact Clearpay’s customer support team and include a copy of your refund receipt or proof of refund in your message.
You can view and manage your purchases in the My Clearpay tab from in the Clearpay app.
Please check that you entered the right purchase amount, including any taxes and shipping costs. Then try again by tapping “Buy now. Pay Later” at checkout and entering your updated purchase amount. If you've already entered a purchase amount and you need to edit it, tap the Clearpay button at the bottom of the screen and select “Edit Card Amount.”
If you’re using store credit, a promo code or a gift card, read How do I use Single-Use payment with store credit, promo codes or gift cards?
Please note: You're only charged for what you end up spending, so don't worry if the purchase amount is slightly larger than your order.
We add a small buffer amount at certain merchants to allow for extra tax/shipping charges from the store, which prevents order declines. For example, if your final checkout screen shows £100 but your actual order was for £90, we’ll wait until the merchant confirms the final order total and then will void the £10 difference. You WILL NOT be charged for the difference; only for the actual final order total from the merchant.
We personalise your app experience, which means we occasionally switch up the brands you see to ensure they’re relevant to you.
