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The Modern Consumer


How shoppers are behaving in a cost-of-living crisis


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56% of shoppers are likely to spend the same as or more this Christmas vs 2021


With inflation fuelling the cost-of-living crisis in the UK, retailers are facing a period of turbulence as shoppers focus on only what they deem crucial spending.

We teamed up with IMRG to survey 1000 UK consumers to gather a picture of how these economic headwinds will impact shopping behaviours during the Golden Quarter and into 2023.

Download your free report today to understand:

  • How Christmas spend is likely to be impacted
  • Where consumers are spending and on what
  • Shopping trends in 2023
  • Why there is room for optimism despite the challenging trading environment


Download full report

By the numbers...

57%

would use or are already using BNPL for Christmas budgeting

62%

said they will spend less on non-essential items in 2023

66%

of shoppers expect to make their Christmas purchases online

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Clearpay lends you a fixed amount of credit so you can pay for your purchase over 4 instalments, due every 2 weeks. Ensure you can make repayments on time. You must be 18+ and a permanent UK resident (excl Channel Islands). Clearpay charges a £6 late fee for each late instalment and a further £6 if it’s still unpaid 7 days later. Late fees are capped at £6 for orders under £24 and the lower of £24 or 25% of the order value for orders over £24. Missed payments may affect your ability to use Clearpay in the future and your details may be passed onto a debt collection agency working on Clearpay's behalf. Clearpay is credit that is not regulated by the Financial Conduct Authority. T&Cs and other eligibility criteria apply at https://www.clearpay.co.uk/en-GB/terms-of-service .


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